CivITas is live

CivITas Banking Solutions is live! Bankers’ Bank of the West has been helping community banks with Information Technology and Security solutions for two years. During this time we have discovered an increased need for these solutions for our community banks and their customers. CivITas Bank Solutions, LLC is a wholey owned subsidiary of Bankers’ Bank of the West, Bancorp Inc.

Our goal is simple: Provide effective information technology and security help to those who need it without an exorbitant cost. How can we do that? Because our holding company has other lines of business. While we do want to stay in the black, we aren’t a startup who has to find every penny to pay back investors; instead we can concentrate on giving the best solutions to our customers.

We are driven by our customers. That means we try to provide what you need. If we can’t provide it, we will be upfront and help you find someone who can. We are part of community banking and our sister company is a chartered correspondent community bank. Being in the same boat means your interests align with ours and together we can improve our technology, be more secure and get to the business of banking.

Cybersecurity isn’t working.

Every day we are hearing of major organizations, state governments, local jurisdictions being compromised via ransomware. Some are taken down for months. Some are educational systems that have robust cybersecurity departments. Every year we are spending more and apparently, we aren’t making a dent in the threat landscape or being able to deter threat actors. Why?

The first is cybersecurity fatigue. Most people have been breached, but the consequences aren’t the same as if your car is stolen. Make a few calls, try to get it fixed, whatever. We shrug and move on. Then we pass that same fatigue that came from personal protection to company protection. It hasn’t ever happened to us. It will be okay, we have an IT department who is taking care of it. I am really busy and I don’t have time to do the one extra step to check this link. Then disaster strikes.

Why is this happening? Just as we baked in security to our life: Locking our front door, wearing our seatbelts, lowering the blinds, turning on a light. We need to bake information security in as well. There was a time we all could keep our doors open and our cars unlocked, but then we had to change. Will everyone be secure all the time, no, but we can get into better habits.

Securing Siri

If you use an iPhone®, you are no doubt familiar with Siri. She is a great little help when you need directions, movie times, trivia, and just about anything else you might want to know.

She is ready to lend a hand at any time — which means that she is always listening. After a deluge of reports in the news about the downside of personal assistants listening a little too much, you might be wondering what you can do to secure Siri. Following are some steps you can take.

The default setting is set for Siri to override your passcode. That default setting would allow a complete stranger to pick up your phone and use it by simply saying, “hey Siri!” To place restrictions on the use of your phone, set it to require your passcode to use Siri. To change this do the following:

  • Tap Settings.
  • Tap Face ID & Passcode. Or, tap Touch ID & Passcode on devices that do not support Face ID.
  • Enter your passcode.
  • Ensure that the passcode lock option is turned on.
  • Set Require Passcode to immediately.

In the Allow Access When Locked section, turn off the Siri toggle switch.

Once you have completed this setup, you can still say “Hey Siri!” to get her attention. The screen will prompt you to input your passcode; then Siri will give you any info you want. This simple process can help keep Siri from granting access to your phone or iPad to complete strangers.

  Siri™, iPhone® and iPad® are trademarks of Apple Inc.  

Securing Alexa

Whether you’ve received the popular smart speaker as a gift, or decided to jump on the 21st century bandwagon of voice assistant-enhanced life, having an always-on speaker in your home can present some risks. Changing some privacy settings on the speaker, and securing the linked Amazon account, will help to mitigate risks.

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